One Of Our Three Core Principles:
Reasonable Rate of Return
Find Out About Safe Return Options
Reasonable Rate of Return** in Retirement
Many people strive to earn interest at a reasonable rate of return** in retirement. Protecting your savings while also earning interest at a reasonable rate seems difficult. Investing in the stock market is profitable, but comes with significant risk. And, as you approach retirement, you may become less comfortable with this. Thankfully, the market isn’t the only way to earn interest on your retirement money. Fixed indexed annuities (FIAs), for example, provide both guaranteed* principal protection and a reasonable rate of return** over time.
Earning a Reasonable Rate of Return** in Retirement
Many consumers feel that their money is only safe in FDIC-insured accounts. In many cases, they will choose to utilize a certificate of deposit (CD) instead. Neither of these, however, provides particularly appealing rates. In addition, you will be taxed on the interest earned on these accounts. As a result, your net return will be even lower. A reasonable rate of return** is possible, though, without exposure to high-right investments, with the right strategy. There are products that can potentially provide you with a reasonable rate of return** in retirement based on the performance of an index, without putting your money at risk. Reach out to us. We can help you decide if one of these options could be right for you.
Understand the Benefits of FIAs
Fixed Indexed Annuities For Retirement
An FIA is a contract between an individual and an insurance company. An FIA does not make direct investments in the market. Instead, the issuing insurance company tracks the performance of an underlying index (such as the S&P 500). If the index exceeds a specific threshold, you will receive an interest credit. The method for calculating interest rates differs from product to product, however.
We do our best to offer clients with all of the information they need to make sound decisions. We want retirees to be able to keep their money safe, earn a reasonable rate of return,** and be confident in their overall retirement strategy.
Contact us to find out how you may be able to achieve this.
Attend an informational seminar event where we will walk you through the numerous factors influencing your retirement and options that may benefit you. Alternatively, arrange a one-on-one meeting with us to discuss your unique financial situation and objectives. We can help you determine the right strategy for you to generate a reasonable rate of return** in retirement.
